Continued from Part One
I’ve never been a goal-focused person—whenever a teacher or seminar leader or manager inflicts SMART goals on me, a part of my soul dies. Consequently, I did not institute an aggressive or disciplined savings plan. People don’t believe me when I tell them this, but the proof is that in 2011, I took four vacations and had elective eye surgery! Not really things you do when you’re trying to save as much money as you can.